Our Team

James Todd, CLU

James Todd, CLU

James has been working in the insurance industry for more than 35 years, and holds his Chartered Life Underwriter (CLU) designation.

A resident of Lufkin since childhood, James earned his Bachelor’s Degree from the University of Texas and a Master’s Degree from Stephen F. Austin State University.


  • Group and Individual Life
  • Health and Disability Income Insurance
  • Employee Benefit Plan, including implementation of Section 125 (Cafeteria Plans) and the products associated with them
  • Estate Planning
  • Professional and Small Business Market
  • Educator Market


  • Group 1 – Life, Accident, Health, and HMO